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As gurus, when it comes to filing SBA-related paperwork, we are here to charge a fraction of our normal prices, due to the crisis and subsidies of some gracious donors.
Whether it’s an economic injury loan, paycheck relief, unemployment assistance or any other filing required during this time, we are happy to lend a hand.
Dr. Martin Luther King once said, “The ultimate measure of a man is not where he stands in moments of comfort [but in] times of challenge and controversy.” Across the globe, we have been knocked over by a pandemic.
Some of us are ill, some of our loved ones have passed, most of though have been economically leveled.
Jacob Rubinstein, Esq.
Jacob is the founder of Rubinstein and Associates.
When a large chunk of the calls Rubinstein & Associates received during the covid-19 period, he had an idea.
“People kept calling us about different COVID-19 related relief and needs. They had no idea where to start,” said Jacob Rubinstein, founder of DisasterLoanAid.com. “Some asked how they could obtain the loans; some wanted wills, some bankruptcy filing and some credit card debt settlements.
It seemed that things were more confusing than helpful and obtaining these loans and other services felt impossible.” Disasterloanaid.com was formed to address this need. Disasterloanaid.com offers over a dozen of the most requested services pertaining to COVID-19; SBA loan guidance is its primary focus. All services are offered at a flat rate and sent to pre-screened experts in the corresponding requested specialty. Disasterloanaid.com breaks down the complexity of accessing these services, by explaining eligibility requirements for loans in laymen terms, letting you know exactly what you need to do. Perhaps more importantly, Disasterloanaid.com has partnered with a loan processor, significantly increasing your likelihood of approval.
“We know how stressful this time is and we want to be here for you. With Disasterloanaid.com, we have taken the difficult details out of the way. You don’t need to worry about how to navigate the system, which banks to use, who should draft your will or what is a reasonable price point. Let us do the hard work for you!” says Rubinstein.
Disasterloanaid.com charges just $199.99 for unemployment services. It has successfully secured maximum loan benefits for the unemployed, even freelancers. The website is extremely user friendly. It offers general and legal consults about these services and pairs you up with the right attorney for your specific needs, all at a heavily discounted price.
The site also offers:
• Health Insurance Support and Complex Claim Submittal
• Life Insurance without Medical exams up to a 3-million-dollar policy
• Will and Estate Planning
• Bill Negotiation: I.e. auto insurance, student loan or credit card debt
• Tax Credits
• Bankruptcy Services
• Guardianships
A lot of thought has been put into how the site can help the community and the US at large. Hopefully, the service will mitigate a few stresses during this unparalleled harrowing time.
Eligibility and Relief Details
| Item |
EIDL | PPP |
| Administrator | SBA | SBA Lender |
| Loan Amount | 2 million or less | $10 million or 2.5 times average monthly payroll, whichever is less (not including 1099s) from calendar year 2019 Calculations for seasonal and new business can vary |
| Term | Up to 30 years | 2 years |
| Deferral (interest accrues during deferment) | 12 mo | 6 mo |
| Interest Rate | For- Profit 3.75% | Non-Profit 2.75% | 1% |
| Usage | Fixed Debts, payroll and related benefits, accounts payable and other expenses that cannot be paid because of disaster | Payroll and related benefits Interest on mortgage payments or other debts, rents and utilities |
| Eligibility | Small businesses in all U.S. States and territories, including sole proprietors or independent contractors Internationally owned organizations located in the U.S. Private nonprofit organizations Small agricultural cooperatives Tribal small business concerns ESOPs Fewer than 500 employees |
Small businesses in all U.S. States and territories, including sole proprietors, independent contractors and eligible self- employed individuals Foreign owned orgs located in the U.S. 501 (c)(3) nonprofit organizations 501 (c)(19) veterans organizations Tribal small business concerns Fewer than 500 employees in most instances, more in certain industries |
| Forgiveness | Emergency grant up to $10,000 (EIDL may be eligible to be refinanced into a PPP loan) |
Eligibility is based on specific reqs Forgiveness available on a portion of the loan proceeds if employers retain employees during specified period Forgiveness of non-payroll allowable expenses is limited to 25% of total forgiveness |
| Guarantees | Waives requirement of personal guarantees on loans less than $200k | None |
| Collateral | If available, collateral will be taken on loans greater than $25,000 | None |
Our Services.
Economic Injury Disaster Loan
Everything to get you from zero to your maximum loan amount. Nothing to think about.
Paycheck Protection Program
Many business owners are finding this confusing, we are here to help
Healthcare Programs
Wide range of option to manage health concerns that arise- we are well-versed in all
Unemployment
Government is offering support to freelancers and more money than ever to the unemployed, let us make this seamless for you.
Why Go With Us?
- Higher Likelihood of Approval
- Probability of Higher Total Received
- Less Work
- Small Risk of Error
Super fast
We are adequately staffed and working round the clock to ensure efficiency.
Years of experience
Our team has grappled with significantly more challenging filings for close to a decade
Sensitivity
We appreciate what a difficult time this is for all and we are committed to handling all matters with sensitivty and compassion
Professionalism
While some folks may be providing similar services, the demand of being in a big corporation, evokes a level of professionalism in our well-rounded team
$369.99
All inclusive
$369
All Inclusive
Pricing Table.
Testimonials.
My business has taken such a hit and likely will continue to do so over the next few weeks and months. The only bright spot has been DLA and their help through this filing process. Knowledge and friendly, thank you!
Andrea R.
My brother studied with Jacob after college and they had not spoken for 15 years. We heard he was handling unemployment matters, it was like no time had passed- he treated us like family.
He did the impossible and got me approved!
Tali P.
I called Jacob and his wonderful crew and told them, I needed a will to ensure my family was secure right after I was diagnosed with Covid-19. 48 hours later it was done- love you man!
Hasim P.
The pain of filing bankruptcy is brutal. With Jacob’s humor, you would never feel a thing. He made me laugh through the process but got it done and with the utmost sensitivity.
Amazing how they got this company together so fast!
Andrew J.
Why Select Us?
Relief
We KNOW what we’re doing and we can make this seamless.
Everyone knows when it comes to paperwork, the devil is in the details. Let us worry about it and you go back to more important things.
We want you to be happy and we know you will tell your friends when you are, we push with all we can to get you results.
Experience
We are lawyers and accountants with filing experience and partnership with banks,
Deadline
June 30th is coming faster than you can imagine, let’s make it happen!
Company
The president has a reputable law firm known as Rubinstein & Associates, the rest of us have all worked for Fortune 500 companies.